jobs | Stash Learn Thu, 22 Jun 2023 16:31:16 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.2 https://stashlearn.wpengine.com/wp-content/uploads/2020/12/android-chrome-192x192-1.png jobs | Stash Learn 32 32 Five Tips for Making a Career Switch https://www.stash.com/learn/five-tips-for-making-a-career-switch/ Wed, 29 Jun 2022 15:14:29 +0000 https://www.stash.com/learn/?p=17992 If you’ve been considering a job change, now may be the time to do it

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Chalk it up to pandemic-inspired soul-searching but since early 2021, millions of people have voluntarily quit their jobs. Nicknamed the Great Resignation, this ongoing American economic trend shows no signs of slowing down. 

In March 2022, for example, the U.S. Bureau of Labor Statistics reported that a record 4.5 million workers quit their jobs, a 25 percent spike from March 2021. What’s behind this stampede? A recent Pew Research Center survey found that low wages, feeling disrespected at work, and a lack of career advancement were the top reasons most cited by those who quit. Others wanted to make a career switch and felt this was the right time to do it. 

But how do you go from one career to a completely different one? By taking it one step at a time. The Pew survey also found that 53 percent of those who quit a job in 2021 had changed their field of work or occupation—a good stat to keep in mind when the going gets tough. It takes reflection (“Am I making the right decision?”), determination (“I’ll do whatever it takes”), and planning (“I’ll take online college courses to get the degree I need”). Making a career shift won’t happen overnight, and you’ll invariably encounter setbacks, but being prepared for what’s ahead will help the journey go smoother. Below, five of the most important considerations while plotting out your next career move. 

1. Your motive

Recognizing your reasons for making a major career change is the first step in actually doing it. “Knowing what you are missing [in your current job] and the reasons you are dissatisfied is key to identifying a new career that will gratify you,” says Julie Jansen, a Stamford, Connecticut-based career coach and author of “I Don’t Know What I Want, But I Know It’s Not This: A Step-by-Step Guide to Finding Gratifying Work.” You may be bored with your job or want one that’s more meaningful, she says. Or you may crave a different office environment, such as working remotely. “Once you know what your reasons are, you can really focus on finding work that will give you what you need and want.” At  42, Yolanda Crous left the publishing industry in New York after 20 years as an editor to study medicine in San Antonio. “I wanted to do something where I could work one-on-one with people,” she says, “and make a difference in a tangible way.” 

2. Do your research

If you need help figuring out a career path, research the possibilities. It’s a red-hot market for some fields right now, including healthcare, information technology, and supply chain management, according to Forbes. Read up on organizations you’re attracted to and people who work in industries that appeal to you. Look at listings on job apps like LinkedIn, ZipRecruiter, and Indeed, to get insight into different types of work. Study the job descriptions, skills needed, education requirements, and salary ranges. “Talk to people who are doing those jobs,” says Jansen. “They can become champions and introduce you to key people in the industry.” When Leah Gomberg, of Maplewood, New Jersey, decided to leave her job as a social worker at 37, she considered using her untapped design skills to become a house flipper. To find out more about the industry, she met with a local realtor. It was 2006, the height of the last housing boom. “She told me it wasn’t a good time to flip houses,” remembers Gomberg, “and suggested I try home staging, which hadn’t taken off yet.” Gomberg took the pro’s advice and soon launched a staging business, Sweet Life By Design, which is still going strong today.

3. What does your new job require?

Once you’ve narrowed your list, figure out what’s needed to get the job you want. Do you have most of the required skills? Will you need extensive training? Are you willing to go back to school for a new degree or internship? Do you need certification or a license? Will you be able to support yourself financially if the typical starting salary is less than what you currently earn? Will you need child-care? Crous, the editor-turned-doctor now 47, spent years preparing for her new career. “I had to take classes for a year before I could apply to medical school. Now I’m in a four-year program with at least three years of residency after that.” Has it been worth all the effort? “Every time I walk into a hospital room and spend time with a patient,” she says, “I feel lit up in a way I never did as an editor. This was exactly the right choice for me.” 

4. Create goals and a timetable

When you quit your job, you may not have given any thought to how best to organize your search. By creating a road map for your goals along with a timetable will help keep you on track and motivated. “Changing your career can be a very overwhelming process,” says Jansen. “Breaking your activity into smaller, tangible to-dos with deadlines is very important.” Tracking your progress on a spreadsheet is a good way to keep the info up-to-date and in one place.

5. Optimize your skills

If you’re worried you won’t look qualified, focus on the skills and contacts you already have that could be used in advantageous ways in a new position. During interviews, “identify your transferable skills with examples,” says Jansen. For Gomberg, listening empathetically is a skill she learned in her social worker training and now uses all the time as a home stager. “[Getting their house staged] can be very stressful for some people, especially if they’re only selling because they’re getting divorced or downsizing,” she says. “I tell them, ‘I understand—this sucks.’” Think about your last job and what marketable skills you picked up—problem solving, meeting deadlines, communicating, teamwork—and how they will help you on the path to a more fulfilling future. 

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How Legal Discrimination in Most States Affects LGBTQ+ People https://www.stash.com/learn/how-legal-discrimination-in-most-states-affects-lgbtq-people/ Fri, 03 Jun 2022 16:07:00 +0000 https://www.stash.com/learn/?p=15274 LGBTQ Americans have been susceptible to unequal treatment in the workplace and in housing.

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This Pride month, as we celebrate the LGBTQ+ community, it’s important to take stock of the community’s complete financial picture. 

It’s a hard fact, but discrepancies are real between how LGBTQ +people and their straight counterparts live. Currently, roughly 165 million LGBTQ+ Americans and their friends and families  live in states without complete protections for LGBTQ+ people. And in the majority of states, protections against discrimination in housing and public accommodations don’t exist.

At best, LGBTQ+ people have a patchwork of protections that can have real consequences for their lives throughout the U.S. 

Taking it to the Supreme Court

On the plus side, on June 15, 2020 The Supreme Court delivered one of the biggest wins in LGBTQ+ rights since the court legalized gay marriage in 2015. Last summer, it expanded Title VII of the Civil Rights Act of 1964. The federal law prohibits discrimination in employment based on race, color, religion, sex, and national origin. Last summer, the high court expanded the “sex” qualifier of the law to include sexual orientation and gender identity. 

But those protections don’t necessarily extend to discrimination in housing, education, and public accomodations. And, this year, the high court will decide another case that may allow businesses with religious objections to deny services to same-sex couples for things like weddings.

How states differ in LGBTQ+ protections

Meanwhile, only twenty-two states and the District of Columbia have passed laws that explicitly ban discrimination based on sexual orientation and gender identity. The majority of states have a patchwork of protections. For example, six have passed laws pertaining to public employees only. One state—Wisconsin—has passed a law banning discrimination based on sexual orientation only. Four states have passed laws banning discrimination against public employees for sexual orientation only.

The remaining 17 states have no laws prohibiting discrimination based on sexual orientation or gender identity at all. 

(Note: Two U.S. territories have banned discrimination based on sexual orientation and gender identity. Three territories have no laws on the issue.)

The gap in Title VII, combined with differences among state laws, created an opportunity for discrimination against LGBTQ+ people not just in the workplace. The Fair Housing Act of 1968 bans discrimination based on race, religion, national origin, sex, handicap, and family status, when it comes to the sale, rental, or financing of a home. 

Again, the Fair Housing Act doesn’t include sexual orientation and gender identity. Congress introduced a bill called the Fair and Equal Housing Act in 2019 to expand the protections to include sexual orientation and gender identity, but the bill hasn’t been passed.

Resources for the LGBTQ+ community

Discrimination in the workplace can affect your finances by making it more difficult to get certain jobs, fair pay for work, and promotions. And of course, being unjustly laid off can have a devastating effect on your finances. Just because job discrimination against LGBTQ+ people is now illegal doesn’t mean discrimination goes away. 

In the meantime, if you’ve experienced discrimination based on your sexual identity or gender identity, there are resources you can consult. “Individuals who believe they have been treated differently because of their sexual orientation should first consult whether their state offers any protections,” says Robert C. Bird, professor of business law at the University of Connecticut. 

With the Supreme Court ruling, remember that you’re now protected against discrimination by federal law. Bird suggests checking out the Equal Employment Opportunity Commission (EEOC) website, where you can find more information about federal protections for LGBTQ people. This EEOC investigates claims of discrimination in the workplace. You can file a claim of discrimination on their website. Keep in mind that you typically must file a claim within 180 days of the incident. 

Additionally, Bird recommends “contacting the state’s equivalent employment law agency to better understand the rules in your area.” Some states have their own organizations that enforce state laws against discrimination.

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